Cheap California Car Insurance Rates -- Tips That Will Help You Pay Far Less

With the right tips, more affordable California car insurance rates will be yours to pick from. Let's start with these...

1. You will lower your California auto insurance rate if you have an outstanding credit rating. Having a poor credit history is simply making hard for yourself in addition to the fact that your premium will be much higher. The truth is that they believe that the likelihood of you defaulting in your premiums is very high. This means more risk to them and higher rates for you.

2. You might not be enjoying some discounts you qualify for with your present insurance carrier simply because you are not aware of them.
There is a possibility that your agent has left one or two out. You'll discover simply by telling your agent that you want to be sure you've been told about every discount possible for your profile. You might be surprised at discounts you have not taken advantage of.

3. A regular discount is another thing that will lower your California car insurance rate. Some insurers will give you discounts of about 5% once you stay with them for over three years while others will give you discounts for staying up to 5 years. The longer the years you have been loyal to an insurer the more discounts you will get.

Nevertheless, you may be better served by switching....

Let's assume your California auto insurance premium with your present insurer is $2,500 you will get a discount of about 5% or $125 if you stay from three years and above.

But if you do routine shopping for auto insurance you'll almost always get an insurer within those years of waiting who'll give you a similar coverage for less. If this is true about you then you know it's ideal for you to go for the cheaper offer immediately and not wait for years to qualify for a discount that will not even save you as much.

You'll almost always get lower rates if you take the time to shop right because there are hundreds of insurers out there. In order to know if you're not loosing a better deal, obtain and compare auto insurance quotes not less than five insurance quotes sites.

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