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Monday, July 20, 2009

California Auto Insurance Policy -- Is It That Essential?


If you want to drive in most countries it is obligatory that you have a minimum insurance coverage. Before you get the wrong impression, getting auto insurance (as I will soon prove) really does you a lot of good.

Folks who compromise themselves often approach their California car insurance with such a wrong mindset. They just ensure they get a car policy that meets their state's minimum requirements.

You know what happens sometimes in life: Something suddenly occurs and they now understand that they should have bought a more extensive coverage. For the lucky ones, it may just be the loss of their vehicle or other items related to their vehicle. If you think that is bad, what about folks who end up losing all they have due to damages awarded to people affected when they are at fault in an accident.

Definitely, you won't want to be the object lesson that made people get wiser (in a negative sense). Therefore, ask yourself very important questions before you pick an insurance policy. Look at things on the long run. If you'll need a particular policy go for it even if it is the minimum.

Now, I know it is pretty clear that auto insurance is not just something you do because the law says so. It's done for your own good.

A lot of folks would have loved a more extensive coverage if not for the high cost usually associated with it. They therefore go for lower policies and pray for the best. However, certain insurance experts have built sites that endeavor to help you get better coverage at cheap rates. You will save on California auto insurance by getting and comparing quotes from five or more of these quotes sites.

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3 comments:

  1. What if I had a residence at the time I insured my truck. Due to financial issues I gave up my apartment and now live in my truck. My insurance company cut my policy off because I am now without physical residence. Is that discriminatory because I am basically now homeless.

    ReplyDelete
  2. Homeless persons are prohibated from possessiing auto insurance.

    ReplyDelete
  3. and what about all the people I se in San Francisco who live in campers and mobile homes. My truck is registered as Commercial too.

    ReplyDelete