Best California Car Insurance Rates -- Don't Play Down The Following Recommendations If You're Serious

Do you want to get the cheapest California car insurance rates? Then you need to get time-tested tips. Let's begin with these...

1. Keep an excellent credit rating. Having a poor credit rating is simply making hard for yourself apart from the fact that your premium will be much more. The truth is that they believe that the likelihood of you defaulting in your premiums is very high. This perception of increased risk makes such individuals attract very high rates in auto insurance and other insurance policies.

2. Are you aware of every discount that your insurance provider offers?
Since agents too are human they might forget to tell you about some discounts you are qualified for. The only way to be sure it's false in your case is by asking your agent to list out all discount that your insurer gives. You might be in for a very pleasant surprise!

3. Staying loyal to one California insurer for any period will surely get you savings. Staying with the same insurance company for at least 3 years will get you special discounts from many insurers. The more the years you've been loyal to an insurer the higher discounts you can get.

But sometimes it is wiser to go for another insurance company...

Supposing your California auto insurance premium with your current insurance provider is $2,500 you'll get a discount of about 5 percent or $125 if you continue for at least 3 years.

But if you do routine shopping for auto insurance you'll very likely get an insurer within those years of waiting who'll give you a similar coverage at a lower rate. If this is true about you then you know it's wise for you to go for the better offer right away and not wait for years to qualify for a discount that won't even save you as much.

It's a sure fact that most folks can pay a lot less with another insurer if they'll only make out time to shop properly.. In order to know if you're not loosing better offers, get and compare auto insurance quotes from up to five insurance quotes sites.

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