Best California Car Insurance Rates -- Tips That Ensure You Pay Far Less

Best California car insurance rates are NOT difficult to get if you follow the right tips. Let me share some here...

1. Keep an excellent credit rating. Having a poor credit rating is simply making hard for yourself apart from the fact that your premium will be much higher. This is because insurance carriers see individuals who default in payments as irreponsible and a risk to them. This translates to more risk to them and more expensive premiums for you.

2. You might not be enjoying some discounts you are eligible for with your present insurance provider just because you are not aware of them.
Your agent could, choose to overlook some discounts that you qualify for. You'll know simply by telling your agent that you want to be sure you've been told about every discount possible for your profile. You might be astonished at discounts you've not benefited from.

3. Staying loyal to one California insurance company for any period will surely get you savings. You'll attract discounts of up to five percent on your auto insurance if you maintain a policy with the same insurer for up to 3 years. The longer you stay with the same insurance company, the more the discount you are likely to be given.

Nevertheless in spite of the fact that it's a decent way to save, you may save much more if you ignore a loyalty discount and get another insurer....

Let us assume your California auto insurance premium with your current insurance provider is $2,500 you will get a discount of about 5 percent or $125 if you maintain your policy with them for at least 3 years.

But if you are someone who does regular shopping for auto insurance you'll very likely get an insurer within those years of waiting who'll give you a similar coverage for less. In such a case, it is of no value to continue because you want to get a discount years later when you can get cheaper rates at the moment.

You'll almost always pay less if you take the time to shop right since there are hundreds of insurers out there. Since the process of getting and comparing auto insurance quotes requires just minutes, I will wonder why you will not do that instantly and get lower car insurance rates immediately.

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