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Friday, August 21, 2009

Really Cheap California Car Insurance: Suggestions For Particular Age Brackets


1. Under-25 drivers are given really high California auto insurance rates. However, one step you can take to enjoy more affordable rates if you belong to this age group is keep getting good grades.

To have this, however, you must maintain at least a "B" grade. This attracts a discount of about 5 percent. Experience has shown insurance carriers that what makes a student keep getting excellent grades is a level of responsibility which is also carried while driving. Reckless under-25 drivers are not likely to keep getting excellent grades.

2. If you're a senior citizen you can cut down your rate if you take courses designed for older drivers. You can save on your monthly premium by as much as 10% once you complete this course. You are advised get details about this from your insurance agent.

3. Many companies give a retiree discount. Retired folks do NOT need to drive to a place of work every day. Driving less will result in reduced mileage which certainly makes you a better risk.

The finer details for each insurance company may be different but this is surely an excellent way to reduce your car insurance cost. So it's a good thing to discuss this with your insurance agent. And, if your he/she tells you they do NOT offer this particular discount, do your best to show the big adjustment in your mileage. This should bring about cheaper rates for you.

4. Visit a minimum of five insurance quotes sites. Using at least five quotes sites raise the chances that you'd obtain better auto insurance quotes. This is because insurance companies not covered by one site will be covered by the other.

Moreover, you know that because your chances of receiving lower auto insurance quotes has to do with the number of quotes you receive, the more insurance companies you receive quotes from, the higher your chances will be.

Requesting for your California auto insurance quotes online will help you save a bundle if you invest around 25 minutes to ask for quotes from a minimum of five quotes sites.

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