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Thursday, August 27, 2009

California Automobile Insurance -- 3 Time-Tested Ways To Pay Less


1. Do your best to always drive responsibly. It's a wise idea to NOT drive at all once you have taken alcohol(even if it's just a sip.

Driving while drunk, even if slightly will make you get sky-high rates if you're fortunate or be made to be without car insurance if you're not so lucky. While alcohol-related traffic offences have very immediate and serious repercussions, speeding tickets will as well make you pay much more if they pile up. Therefore, if it's against traffic laws, avoid it no matter how minor it may appear to be at the moment.

2. Keep an outstanding credit rating. People who have bad credit pay more expensive rates for every form of insurance and that includes auto insurance. The plain reason for this is that there's a general consensus among many insurers that there's a link between poor credit histories and high risks. The truth is that they believe that the probability of you defaulting in your premiums is very high. This translates to more risk to them and higher rates for you.

3. You could save several hundreds of dollars by simply getting and comparing quotes from about five insurance quotes sites. And, it will require only a total of 25 minutes.

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