Cheap California Vehicle Insurance -- Four Proven Recommendations

1. Those who have more than one car will make reasonable savings if they insure them all with the same California insurer. You are only advised to do otherwise if the sum of your premiums with different insurers is less than what you'll get with a multi-vehicle discount if you buy from one insurer. Doing some shopping and then comparing with what you'll save with a multi-vehicle discount is an easy way to be sure if this is in your best interest. Insuring more than one vehicle with the same insurance company will always give a good discount.

2. A multi-policy discount is one good way to bring down your overall insurance spend. That is, for instance, if you purchase your auto insurance policy from the same carrier that covers your home owners' insurance.

However, note that you may be better off if you buy your different policies from different insurers who give you the lowest quotes for each policy. Do comparison shopping with quotes sites and then have a chat with your agent. That way, you'll be able to determine if this would be to your advantage.

3. Staying claims-free will get you a special discount. But don't be taken aback if your agent says that your auto insurance carrier doesn't give this discount.

Your agent must be made to understand your displeasure with their refusal to offer you such a discount and don't fail to point out that you will possibly switch to a different insurance carrier. In fact, you should leave them because you will almost always enjoy a better deal with another company if you've kept a claims-free status for this long.

And, as a matter of fact, your insurance carrier is likely to give a concession if they notice you're very serious about changing to another company.

4. You can get cheaper rates on California auto insurance today by visiting not less than five quotes sites. Each quotes site will require about 5 minutes or less to receive quotes. (Some folks fill in details that is not quite correct about themselves. That is NOT a smart move since the quotes you'll get this way will NOT do you any good).

You'll have to select what represents the best auto insurance quote for you from the list of quotes obtained. That's all there is to it. But you could get savings hundreds of dollars.

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