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Friday, October 9, 2009

Low Cost California Auto Insurance -- Time-Tested Recommendations


1. A car with a high safety rating will get you better California auto insurance rates than one with a lower rating all other things being the same. Does your car have built-in safety mechanisms? You'll be eligible for a Safe Car discount if your car has such features. For more information on this and how much you can save by having them, discuss with your agent.

2. Become part of a car pool if you can and you'll be eligible for a discount. This is because carpooling brings down mileage (which is an important factor that affects your rate). You'll save in direct ratio to how much carpooling cuts down your total mileage.

3. The most vital step to massive savings in auto insurance is comparison shopping -- Given that you do it right. You can get quotes that will have a range that exceeds $1,000. You could conveniently save that much by just going with the lowest quote. That should apply if you're just after the lowest price.

However, if you're looking for the best value to price ratio then you would have to look at the details of the lowest quotes. Different insurance companies may have different exclusions for similar policies. It's a good idea to ask the agent what's included and what's excluded.

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