California Car Insurance -- How Gender Helps

You might get a number of lawsuits if you tried to discriminate on the basis of sex in many matters. It really pays to be a woman as far as getting lower California car insurance rates is concerned. And, insurers have good reasons for this position. Insurance companies in ages have proven that women are less risks to them. This is why they give them lower rates...

Most rough drivers are men. If a driver is attempting risking manuevres, it is likely a man driving. It is certainly part of the female nature to take serious physical risks. Although some women may have such inclinations naturally, societal pressures reduce them. We, as a people do NOT like our ladies.

Driving for very long hours is not something most ladies do. This makes their average mileage lower than that of their male folks. In a family, it's always the men that drive long trips.

Ladies also drive smaller cars. These are less expensive to maintain. Furthermore, they'll also go for cars that have better safety features.

These and other factors make insurers favor women given similar profiles. That said, you will not get equal treatment from every insurer for your gender. Some go as far as to give special products that will take care of you especially as a lady. What this means is that you'll get better price/value from some insurers than others.

If you want to know how your insurance rates are calculated, read my other articles.

It makes sense that you understand what you're spending your money on. Therefore, ask the agent what's included in your policy and what's not.

Women should look for special products that protects them further. An example of such products or add-ons is a breakdown cover. It often takes care of you if your car breaks down. How far each insurer would go on this differs.

Remember, you can take advantage of your profile (Whether you are a man or woman) to make huge savings...

All it takes is visiting at least three quotes sites and getting California car insurance quotes from them. The next step is to pick the best quote from the lot. Just make sure you supply your correct details at all sites visited. Getting and comparing car insurance quotes from insurance quotes sites will guarantee that you save between a few hundred dollars to a few thousands (depending on your profile, policy and current auto insurance rate).

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